Cash Crusaders Loan Requirements

Cash Crusaders is a South African retail chain that buys and sells second-hand goods. It also offers a pawnbroking service, where customers can pledge their belongings in exchange for cash loans.

Cash Crusaders Loan Requirements

The company was founded in 1984 by Chris Barnard and Peter Goldstraw. It has since grown to become one of the largest second-hand retailers in South Africa, with over 200 stores nationwide.

Requirements for Cash Crusaders Loan 

1.Age Requirement (21 Years or Older):

Cash Crusaders require loan applicants to be at least 21 years of age or older. This age threshold is set to ensure that borrowers are adults who can legally enter into financial agreements. It signifies a level of financial responsibility and legal capacity necessary for loan agreements.

2.Ownership and Paid-Off Items:

To qualify for a loan from Cash Crusaders, the items you intend to use as collateral must belong to you outright, and they must be paid off. This means you should own these items without any outstanding loans or financial obligations against them. Cash Crusaders may accept items like electronics, jewellery, or other valuables as collateral for the loan.

3.Working Condition of Items:

Cash Crusaders require the items used as collateral to be in working condition. This condition ensures that the items hold a certain level of value and can be resold or used as collateral effectively. Items that are not in working condition may not be accepted as collateral for the loan.

Step by Step Methods for Applying for Cash Crusaders Loan

1.Visit the Official Website of Cash Crusaders:

    To apply for a loan, visit the cash Crusaders’ website @

To start you loan application process. 

2.Choose the Loan Amount:

The first step is to decide how much money you want to borrow from Cash Crusaders. This amount will determine the value of the collateral (personal goods) you’ll need to provide.

3.Complete the Online Form:

Next, you’ll need to fill out an online form, which typically asks you a series of questions. These questions may pertain to your personal information, the type and condition of the items you plan to use as collateral, and other relevant details.

4.Negotiate the Loan Deal:

After you’ve submitted the online form, Cash Crusaders will review your information and the items you intend to use as collateral. They will then negotiate a loan deal with you. This negotiation may involve determining the loan amount, interest rate, and repayment terms.

5.Visit Your Nearest Cash Crusaders Shop:

Once you’ve agreed on the terms and are satisfied with the loan offer, you’ll need to visit your nearest Cash Crusaders shop in person. This step is crucial as you’ll be required to bring the personal goods you’ve agreed to use as collateral.

6.Exchange Goods for the Loan:

At the Cash Crusaders shop, you’ll exchange the agreed-upon personal goods for your instant cash loan. Cash Crusaders will hold these items as collateral for the duration of the loan.

Cash Crusaders Customer Support Contact Information 

Customer Support Telephone Number:


Customer Support Email Address:

Frequently Asked Questions 

What is a Cash Crusaders loan?

A Cash Crusaders loan is a short-term loan that is secured against an item of value, such as a mobile phone, laptop, or jewellery. The amount of the loan will depend on the value of the item.

What are the requirements for a Cash Crusaders loan?

To qualify for a Cash Crusaders loan, you must:

You must be 21 years of age or older

Your items must be your own and paid off

Your items must be in working condition

How much can I borrow with a Cash Crusaders loan?

The amount of money you can borrow with a Cash Crusaders loan will depend on the value of the item you are pawning. The maximum loan amount is R10,000.

What are the interest rates on Cash Crusaders loans?

The interest rates on Cash Crusaders loans are variable and depend on the amount of the loan and the applicant’s credit history. The current interest rate is 24.5% per annum.

What are the fees associated with a Cash Crusaders loan?

There are a few fees associated with a Cash Crusaders loan, including:

  • A pawning fee of 10% of the loan amount
  • A monthly interest charge of 2% of the loan amount
  • A late payment fee of R50

How do I repay a Cash Crusaders loan?

You can repay your Cash Crusaders loan in full at any time. If you choose to repay the loan over time, you will have to make monthly payments. The loan term is up to 5 months. 


For people who need access to quick cash while utilising their own possessions as security, Cash Crusaders provides a special and practical loan solution.

 Cash Crusaders offers a simple solution for urgent financial requirements, with a method that entails selecting your loan amount, agreeing terms, and exchanging goods at a nearby store. 

To prevent losing their collateral, however, borrowers should be informed of the conditions and make sure they can meet their repayment commitments.